The magic of
effortless banking

No searching. No complexity. Just type what you need, and Ryt AI makes it happen.

What is

Ryt AI is your intelligent banking assistant, built with advanced artificial intelligence (AI) to understand your everyday financial needs.

It processes your requests the way you speak, automates tasks instantly, and makes banking feel effortless,
all within a secure app designed for Malaysians.

How

makes banking effortless

Chat with
Ryt AI, it gets things done.

Type it like a text, like “Pay @Sue RM50”, “Show my recent transactions”, and it’s done instantly.

24/7 banking.
Zero hassle.


No queues, no delays.
Transfer, pay, and manage your money anytime, anywhere.

Backed by bank-grade security.

Every move with Ryt AI is
encrypted & protected, giving
you peace of mind, every time
you bank.

Capture. Upload. Instantly done.


Take a photo, upload a screenshot or file — Ryt AI reads it and fills in payment details instantly.

What Can

do?

01.

Pay with a snap.

No need to type out account numbers. Snap a receipt or upload a screenshot, Ryt AI picks up the details and helps you pay.

02.

Pay with a text.

Just type something like “Send RM50 to @Name”, Ryt AI fills in the details and gets it done, instantly.

03.

Check your spending instantly.

Can’t remember where your money went? Ask Ryt AI and it will pull up your recent transactions in seconds.

04.

Move money between pockets

Switching funds is as easy as saying it. Type something like “Move RM100 to Pocket”, Ryt AI sets it up, you just tap confirm.

Ryt AI

Heads-Up!

Ryt AI is in beta - we’re refining it with your feedback. 
Here’s what you need to know:

Beta TermsAI Terms & Conditions
Join Waitlist!

Company

About Us

Resources

PIDM DIS BrochureList of Insured DepositsYour Security

Legal and Policies

Terms and ConditionsTerms of UseDuitNow Terms and ConditionsPrivacy NoticeGovernanceCustomer Service Charter

Help and Support

For customer enquiries about products and services
support@rytbank.my+603-5115 5115

(8am - 10pm, everyday)
© 2025 YTL Digital Bank Berhad. All rights reserved.
YTL Digital Bank Berhad, formerly known as Sea Capital Services Berhad (Reg No. 202201037182 (1482879-P)) holds a digital bank license from Bank Negara Malaysia and is a member of Perbadanan Insurans Deposit Malaysia (PIDM).
© 2025 YTL Digital Bank Berhad, formerly known as Sea Capital Services Berhad (Reg No. 202201037182 (1482879-P)) holds a digital bank license from Bank Negara Malaysia and is a member of Perbadanan Insurans Deposit Malaysia (PIDM).​ All rights reserved.​

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