Pay smarter-
with Ryt AI

A seamless way to pay, just like magic.

Here’s how you can pay

DuitNow Transfers 

Fast and seamless bank-to-bank transfers.

QR Payments

Scan and pay at any store in seconds.

Online Banking

Pay for your online purchases securely, anytime, anywhere.

And then, there’s something smarter.

icon hand point down

Let Ryt AI handle it.

Send money by simply typing it out, no need to hunt for bank details.
From paying friends to moving money between your
pockets, it’s all done in a few words.

“Send RM50 to @Mum”

 “Pay RM200 to @Danny for the hotel”

 “Move RM100 to my Holiday Pocket”

Confirm with a tap and done!
No switching screens. No stress.
Learn more about Ryt AI

See your spending clearly, in real time.

Smart categorisation
Your spending, neatly sorted into groups like food and drink, groceries, transfers and more.
Visual breakdown
Track expenses easily with clear charts.
Clear merchant details
Know exactly where your money goes with clear names and logos.
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Legal and Policies

Terms and ConditionsTerms of UseDuitNow Terms and ConditionsPrivacy NoticeGovernanceCustomer Service Charter

Help and Support

For customer enquiries about products and services
support@rytbank.my+603-5115 5115

(8am - 10pm, everyday)
© 2025 YTL Digital Bank Berhad. All rights reserved.
YTL Digital Bank Berhad, formerly known as Sea Capital Services Berhad (Reg No. 202201037182 (1482879-P)) holds a digital bank license from Bank Negara Malaysia and is a member of Perbadanan Insurans Deposit Malaysia (PIDM).
© 2025 YTL Digital Bank Berhad, formerly known as Sea Capital Services Berhad (Reg No. 202201037182 (1482879-P)) holds a digital bank license from Bank Negara Malaysia and is a member of Perbadanan Insurans Deposit Malaysia (PIDM).​ All rights reserved.​

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